Bookkeeping, accounting, payroll and tax support for New York and New Jersey small businesses and startups
New York & New Jersey Bookkeeping & Accounting

Clear Bookkeeping.
Confident Decisions.

Bookkeeping, accounting, payroll and tax support for small businesses and startups across New York and New Jersey.

Built forSmall BusinessStartupsGrowing Teams
Xivo Bookkeeping — bookkeeping, payroll and tax-ready support for New York and New Jersey businesses

Bookkeeping, payroll and tax-ready records

Numbers you can act on,
not just file away.

Xivo keeps the detail behind your business organized month to month, so the picture stays current: what is growing, what is changing, and where your attention belongs next….

See our accounting approach
  • NY & NJ Built for small businesses, startups and growing teams
  • 100% Cloud-based — work with us from anywhere
  • Monthly Ongoing bookkeeping and reporting, not one-time help

Industries we serve

Books built around your kind of business

  • E-commerceInventory & COGS
  • RestaurantsTips, payroll & margins
  • ConstructionJob costing
  • Healthcare PracticesClean, organized books
  • Real EstateProperty-level P&L
  • Creative AgenciesRetainers & project profit
  • SaaS & StartupsMRR & burn rate
  • Trucking & LogisticsFuel & per-mile costs
  • Salons & WellnessBooth rent & commissions
  • ConsultantsSimple, tax-ready records
  • NonprofitsFund & grant tracking
  • Education & CoachesProgram revenue
What we do

Bookkeeping, payroll and tax support in one place

S E C F FCCA & ACCA qualified team
  • Monthly Bookkeeping

    Every transaction categorized and reconciled each month, so your books are always current and accurate.

  • Catch-up & Cleanup

    Behind on your books? We work through the backlog, fix errors and get you back to a clean start.

  • Financial Reporting

    Clear reports that show how your business is really doing, so decisions get easier.

  • Payroll Support

    Payroll handled with care, from pay runs to payroll taxes, on time every pay period.

  • Business Tax Prep

    Organized, tax-ready records so filing season feels calm instead of rushed.

  • New Business Registration

    Starting something new? We help you register the business structure that fits your plans.

Financial signal

See what your numbers are telling you

Clean books are only the beginning. Xivo turns your financial activity into a clear signal for the decisions you need to make next.

01

Real-time insights

See your performance as it happens, not weeks later. Clean, up-to-date books show you revenue, expenses and trends while they still matter.

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02

Smarter decisions

Turn clear financial signals into confident next steps. Reports that explain your numbers help you decide what to grow, trim or plan for.

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03

Stay compliant, save time

Keep your books accurate, organized and ready. Less busy work and fewer deadline surprises leave you free to focus on what matters.

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How it works

How we work with you

Four clear steps, from your first conversation to monthly reporting.

  1. 01

    Connect

    We learn how your business operates, what systems you use and where your books need support.

  2. 02

    Organize

    Transactions, accounts and supporting records move into a consistent bookkeeping workflow.

  3. 03

    Understand

    Reconciled records and useful reports give you a clearer view of financial performance.

  4. 04

    Grow

    With better information in hand, you can make decisions with more confidence as the business evolves.

Cloud accounting tools

Works with the tools you already use

We support modern accounting, payments and payroll tools so your bookkeeping stays organized and easy to maintain, without changing how you already run your business.

  • QuickBooks
  • Xero
  • Gusto
  • Stripe
  • Shopify
  • Square
  • Dext
  • Zapier

Using something different? Tell us about your setup

Stay tax-ready

Keep tax season simple.

When your records are organized all year, year-end preparation starts from clean, reconciled numbers instead of a last-minute scramble.

Explore tax-ready support →
YEAR-END CHECKLISTAre you ready?
  • Transactions categorized monthly
  • Bank accounts reconciled
  • Receipts stored and organized
  • Financial reports reviewed
  • Filing package handed off
Get my books tax-ready →
FAQ

Frequently asked questions

Straight answers to what business owners ask us most before getting started.

Do you work with businesses across New York and New Jersey?+

Yes. We focus specifically on small businesses and startups in New York and New Jersey, so our team understands the state-level filing requirements and deadlines that apply in both. Everything we do is cloud-based, so we can support you wherever your business is located in either state.

Do you understand New York and New Jersey state tax requirements?+

Yes. Beyond federal filing, we regularly handle New York State and New Jersey state tax and compliance work, so your books stay organized for both state and federal obligations.

Can you clean up books that are behind?+

Yes. We work through the backlog, reconcile your accounts, correct errors and duplicates, and then move you onto a regular monthly routine.

Which bookkeeping software do you use?+

We work in QuickBooks Online and Xero, and connect the payment, payroll and eCommerce tools you already use, such as Stripe, Shopify, Square and Gusto.

Will my books be ready for tax filing?+

Yes. Reconciled, categorized records and year-end summaries are what make tax filing faster and cleaner. Contact us to talk through what your New York or New Jersey business needs.

Can I start with bookkeeping and add services later?+

Yes. Many New York and New Jersey clients begin with monthly bookkeeping and add reporting, payroll or tax support as the business grows.

THE XIVO TEAM

People behind the numbers.

Meet the accounting, tax and payroll professionals who help keep your financial work organized, understandable and moving forward.

Shazia Malik, FCCA — Senior Tax Accountant & Advisory

Tax & advisory

Shazia Malik, FCCA

Senior Tax Accountant & Advisory

Emily Carter — Senior Payroll Manager

Payroll & compliance

Emily Carter

Senior Payroll Manager

Accounting & reporting

Chris Millar

Senior Accountant

Farzeen Kalsoom, ACCA — Senior Accountant & Payroll Specialist

Accounting & payroll

Farzeen Kalsoom, ACCA

Senior Accountant & Payroll Specialist

Ready when you are

Let’s make your numbers
easier to understand.

Start with a conversation about your books, your goals and the support your business needs.

XIVOBOOKKEEPING